Insurance

Our approach to insurance planning and management is based on equal applications of science and art. Science to ensure our recommendations are based on the most reliable data as well as the metrics necessary to improve the plan’s effectiveness over time. Art to ensure our recommendations are tailored to each of our clients’ unique needs and goals.

A summary of the insurance planning and management services we offer include:

Financial Analysis:
– Our rigorous, best-in-class technical analyses, coupled with our strong relationships in the marketplace, position us uniquely to help plan, manage and control benefit costs.

Plan Design Modeling:
– We custom-build each plan by reviewing all insurance contracts in context and detail so we fully understand the overall financial implications.

Vendor Management:
– Once we jointly determine the best insurance plan for each client, we actively assist in selecting the best vendor(s) to administer it.

Wellness:
– We’re passionate about maximizing wellness in organizations. We develop incentives and plans that go above and beyond to create engagement and sustainable change.

Education

Dissatisfied with how benefits have traditionally been ‘sold’ to employees, we’re avid proponents of employee education. Leveraging all of today’s communications mediums, web, video, social, email, print, events and in-person, we develop education programs that maximize employee awareness, engagement and action.

Some of the types of education programs we help build include:

• Open Enrollment
• Benefit Workshops
• New Hire Onboarding
• Employee Wellness
• Income Protection
• Voluntary Benefits

Compliance

We understand how complicated legal and compliance issues have become. It’s why we partner with highly specialized technology solutions and subject-matter experts to help clients streamline their processes to reduce risk.

A brief description of the compliance management services we offer include:

ACA:
– Healthcare has gone through immense change since the passing of the ACA. And we know change will continue in the future. We remain at the forefront to keep ahead of these issues and their impact.

ERISA:
– As the responsibilities of ERISA continue to grow, we help manage this ever-changing landscape. We ensure compliance with all covered laws such as HIPPA, COBRA, NMHPA, WHCRA, Mental Health Parity Act, etc.

Other Federal Laws:
– Especially for the laws that fall outside the “big two”, we help manage ADA, ADEA, FMLA, GINA, PDA, USERRA and all other regulations.

Legal Documents:
– Both ERISA and ACA have legal document and employee notice requirements. We not only assist in preparing 5500’s, SPD’s and ACA notices but utilize a legal team to ensure their accuracy.

Technology

Given the integral role technology plays in employee benefits, it is increasingly important to stay current and understand the best solutions available in the market. As certified broker partners of Zenefits, Rippling and Employee Navigator (along with many others), we are able to offer a truly modern platform that minimizes complexity while delivering an outstanding employee experience.

Examples of some of the capabilities of our technology solutions include:

Benefits:
• Benefits Administration
• Enrollment

Payroll:

• Payroll Administration
• Reporting
• Tax & Filing

Human Resources:

• HR Administration
• Onboarding & Offboarding
• Compensation
• Performance Management
• Time & Scheduling
• People Enablement
• Device Management